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What Advice is a Loan Official From China’s Largest Bank Giving to Companies Looking to Invest in Africa?

Exterior of an ICBC branch in Beijing, China. MARK RALSTON / AFP

Now that China has all but stopped large-scale lending for major infrastructure projects in Africa, there’s a lot of confusion over what happens next. After all, Chinese lending has been the cornerstone of Beijing’s 15+ year engagement strategy on the continent.

But a story published this week in China’s most influential newspaper, The People’s Daily, might offer a few clues. The report featured insights from Huang Ying (黄莹), a senior loan official from the Industrial and Commercial Bank of China, the world’s largest bank, about where she sees the opportunities for Chinese companies (public and private) seeking to invest in Africa:

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What is The China-Global South Project?


The China-Global South Project is passionately independent, non-partisan and does not advocate for any country, company or culture.


A carefully curated selection of the day’s most important China-Global South stories. Updated 24 hours a day by human editors. No bots, no algorithms.


Diverse, often unconventional insights from scholars, analysts, journalists and a variety of stakeholders in the China-Global South discourse.


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